Sunrise Advisors provides retirement plan consulting services for business owners to find the most appropriate retirement plan for their organization (401k, Profit Sharing, Defined Benefit, SEP IRAs, SIMPLE IRAs or others). We tailor the plan to meet the needs of the owners and participants, adapt the plan as your conditions change, ensure continued corporate compliance, and manage the plan investments.
A "HANDS-ON" PARTNER
Offering a unique and “hands-on” approach to your retirement plan, we allow investment choices for employees of any level of sophistication, including professionally-managed portfolios or self-directed brokerage accounts. Additionally, plan participants may receive complimentary one-on-one financial planning (access to our firm’s attorneys and Certified Financial Planners) as an added benefit.
MITIGATE PLAN SPONSOR & TRUSTEE LIABILITY
The business owner or Trustee has certain fiduciary responsibilities and obligations regarding retirement plan assets. Sunrise Advisors helps the plan shift this fiduciary risk to an outside “investment manager”, known as a 3(38) Fiduciary or an ERISA 3(38) Investment Manager, effectively reducing the potential liability to the plan sponsor or Trustee.
FEATURES OF SUCCESSFUL PLANS
Today’s best plans have increased investment options, monitor and attempt to reduce plan expenses, have a systems of checks and balances, and communicate clearly with plan participants. For a detailed recount of the ideal 401k plan, read: